Decision guide
Zoya vs Musaffa — which halal stock-screening app should you use?
Zoya and Musaffa are the two most-used halal stock-screening apps. Both apply AAOIFI-style activity and financial screens to give per-ticker verdicts. They differ on depth, UX, and price.
Permissible
Zoya
Clean mobile app focused on fast, clear verdicts and portfolio monitoring.
- Free tier with most screening features
- Excellent search and watchlist UX
- Coverage of US, UK, Canadian, and major European stocks
- Premium adds advanced analytics — $9.99/mo or $99/yr
Permissible
Musaffa
Deeper screening platform with stronger purification and education tools.
- Free tier; premium $11.99/mo or $89.99/yr
- More detailed financial breakdown per ticker
- Built-in purification calculator with reporting
- Educational content and certification courses
Our recommendation
Zoya for clean UX and fast verdicts — the right pick for most retail investors. Musaffa if you want deeper financial breakdown and a built-in purification tracker, especially for a larger portfolio you actively manage.
Apply this in practice
Open a swap-free Islamic account with our partner broker — structured the way this comparison recommends.