Citation library

The scholars behind our fatwa library

We don't issue fatwas — we surface existing scholarship. These are the contemporary scholars and fiqh bodies whose rulings shape modern Islamic finance and whom we cite throughout the site.

Mufti Muhammad Taqi Usmani

محمد تقي العثماني

Chairman, AAOIFI Shariah Board

Darul Uloom Karachi · AAOIFI

One of the most influential contemporary scholars of Islamic finance. Former judge of the Shariat Appellate Bench of the Supreme Court of Pakistan. His rulings on sukuk, murabaha, and modern banking instruments are foundational to AAOIFI standards adopted across the Gulf and Southeast Asia.

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Sheikh Yusuf Talal DeLorenzo

Chief Shariah Officer (former), Shariah Capital

AAOIFI · Dow Jones Islamic Market Index

American Islamic finance scholar who helped design the Shariah screening methodology behind the Dow Jones Islamic Market Index. Authored AAOIFI standards on stock screening and structured the first Shariah-compliant US equity funds.

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Dr. Monzer Kahf

Professor of Islamic Finance & Economics

Hamad bin Khalifa University, Qatar

Syrian-American economist who pioneered modern Islamic economic theory. Long-time consultant to the Islamic Development Bank. His fatwas on derivatives, forex, and risk-sharing instruments are widely cited in academic Islamic finance.

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Assembly of Muslim Jurists of America (AMJA)

مجمع فقهاء الشريعة بأمريكا

Collective fiqh body

AMJA

A North American fiqh council whose resident fatwa committee issues rulings on contemporary financial questions for Western Muslims — including detailed positions on cryptocurrency, conventional mortgages, forex leverage, and stock screening.

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Dr. Muhammad Imran Ashraf Usmani

Shariah Advisor, Meezan Bank

Meezan Bank · Darul Uloom Karachi

Son of Mufti Taqi Usmani and shariah advisor to Pakistan's largest Islamic bank. His applied work on Islamic credit cards, retail banking products, and structured deposits shapes day-to-day Islamic banking across South Asia.

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Sheikh Abdullah bin Bayyah

عبد الله بن بيه

President, Forum for Promoting Peace in Muslim Societies

UAE · Mauritania

Mauritanian scholar widely regarded as one of the foremost jurists in the Maliki tradition alive today. His positions on commercial fiqh, while less specialised than dedicated finance scholars, are influential when Maliki rulings are needed.

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Sheikh Joe Bradford

Independent Islamic finance consultant

Independent (US)

American scholar specializing in personal Islamic finance for Western Muslims. His practical fatwas on home buying, retirement accounts (401k), and retail crypto investing are widely followed by English-speaking Muslims in North America and the UK.

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International Islamic Fiqh Academy (OIC)

مجمع الفقه الإسلامي الدولي

Collective fiqh academy

OIC

The fiqh body of the Organisation of Islamic Cooperation. Its resolutions on currency, gold, banking, and derivatives carry weight as collective ijtihad endorsed by member states. Resolutions are issued through periodic sessions and remain reference points for national shariah boards.

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