Trust

Our methodology

How we research, cite, and label every ruling on this site — and where we draw the line between education and personal fatwa.

1. AAOIFI is our baseline

We treat the Shariah Standards published by AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions) as the working baseline for contemporary commercial fiqh. Where a standard exists, we cite it. Where it doesn't, we name the scholars or fiqh councils we rely on (OIC International Islamic Fiqh Academy, AMJA, individual scholars on our scholars page).

2. Every ruling names its source

On every fatwa page you'll see at least one named scholar or standards body, the specific position they hold, and — where available — a link to the underlying source. When scholars disagree (and on contemporary instruments like crypto, futures, and CFDs they often do), we show the spectrum rather than pretending there's one answer.

3. We label disagreement

Each ruling carries one of four labels: permissible, permissible with conditions, impermissible, or disputed. "Disputed" is not a cop-out — it's an honest record that qualified scholars currently differ, and the call belongs with you and your scholar.

4. Brokers are rated editorially

Broker rankings are produced by the editorial team using a fixed checklist: genuine swap-free structure (no admin fee that replicates the swap), regulator quality, execution and spreads, withdrawal reliability, and Islamic-account onboarding speed. We earn affiliate commissions on some links, but commissions never change rankings — see our editorial policy.

5. We review on a schedule

Our editorial team does a full sweep of evergreen rulings and broker reviews at least twice a year. The last full sweep was June 1, 2026. Every page shows when it was last reviewed.

6. What this is not

This site is education, not a personal fatwa and not financial advice. For your specific situation — your country, your madhhab, your financial position — speak with a qualified scholar and, where money is at stake, a regulated financial adviser.

See something that needs correcting? Tell us on the corrections page.