Stock
Is Microsoft (MSFT) halal?
Permissible with conditions
Read our methodology and editorial policy.
Short answer
Microsoft's software, cloud, and gaming businesses are permissible activities. Most shariah screening services rate MSFT as compliant in 2026, but its interest income and debt ratios drift around the AAOIFI thresholds.
The reasoning
No banking, alcohol, or gambling exposure — the activity screen is clean.
MSFT's large cash position generates some interest income; historically below the 5% threshold but worth re-checking each quarter.
Conditions
- Confirm current compliance via Zoya, Musaffa, or Wahed before buying.
- Cash account only — no margin.
- Apply purification on the non-compliant portion of dividends and gains.
Red flags
- MSFT options
- Margin trading
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