Zakat calculator

Zakat on gold & silver

Gold and silver have their own nisab thresholds (85g and 595g respectively). The rate is the standard 2.5% of market value above nisab.

Written by Halal Trading Hub Editorial TeamReviewed by Yusuf AdamLast reviewed June 1, 2026

Read our methodology and editorial policy.

The rule

Gold: nisab is 85g (≈2.587 troy oz). Below that, no zakat.

Silver: nisab is 595g (≈21 troy oz). Below that, no zakat.

Allocated physical bullion and physically-backed allocated ETFs are zakatable. Unallocated bank gold accounts are also zakatable because they represent a claim that you treat as wealth.

Jewellery in regular use is treated differently across madhabs: Hanafi school zakates it; Shafi'i, Maliki, and Hanbali do not. Pick a position consistently.

Zakat = (Gold value + Silver value − jewellery in regular use, per your madhab) × 2.5%

Calculate yours

Gold holdings USD-equivalent (allocated)

Silver holdings USD-equivalent (allocated)

Jewellery in regular use to exempt (USD)(deducted)

Leave 0 if you follow the Hanafi school.

Zakat due

Worked example

$20,000 in gold bullion and $4,000 in everyday jewellery (Shafi'i exemption)

Expected zakat ≈ $400

Notes

Gold CFDs and unallocated gold contracts do not transfer ownership and should not have been acquired in the first place; if you hold them at hawl, treat the cash value as cash zakat after liquidating.

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